July 13, 2021

Pay Your Loans via ShopeePay

 

Great news online shoppers! 

You can now pay your loans via ShopeePay. ShopeePay users can get up to 25% cashback when paying for their DragonLoans, Home Credit, SkyPay, and Cashalo loans.

From the Press Release Kit:

Pay Your Loans via ShopeePay


MANILA, JULY 12, 2021 - ShopeePay, Shopee’s integrated mobile wallet, now offers users an easier way to pay for their DragonLoans, Home Credit, SkyPay, and Cashalo loans. Shopee aims to provide more convenient and rewarding payment options to its customers through the app, saving them the effort of paying for loans through over-the-counter bank deposits and automated machines. 

As more people adopt digital payments for better convenience, it’s expected that a majority of Filipinos will rely on online payment platforms. A survey conducted in December 2020 by global analytics software firm FICO, revealed that 56 percent of Filipino consumers prefer to use digital channels to engage with their bank during financial hardship, while 12 percent used internet banking. 

Martin Yu, Director at Shopee Philippines, said, “With more people shifting to contactless payments, it’s essential to adapt to evolving needs and preferences. We recently launched our Scan & Donate initiative to support various charities. Now, we are proud to partner with DragonLoans, Home Credit, SkyPay, and Cashalo to enable users to pay for their loans in the comfort of their own homes. Shopee will continue to anticipate user needs and aim to make payments as seamless as possible, both online and offline.”

How to pay Loans Bills with ShopeePay (Cashback):

1. On the Shopee homepage, click “Load & Bills”
2. Tap the Loans icon and select Biller ( DragonLoans, Home Credit, SkyPay, Cashalo)
3. Enter account details and claim a 25% cashback voucher. Click “Continue”.
4. Enter payment details and select ShopeePay as Payment Option 
5. Click “Pay Now”
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How the Pandemic Changed Kitchen and Bath Design


How the Pandemic Changed Kitchen and Bath Design


The coronavirus pandemic changed the way we live and work, and the impact it's had on kitchen and bath design cannot be overstated. Experts are now weighing in on a post-pandemic world and the anticipated kitchen and bath designs of the future, including the emphasis now being placed on hygiene and safety in the home.

Some of the bigger trends to emerge looking like this.

A different kind of design

Granite is made up of a variety of minerals and comes in shades such as grey, white, pink, and black. That's why it's no surprise the colors and textures of granite — including those that are bold and dramatic — are getting a new look and renewed appreciation from homeowners eager to express themselves while creating a unique and vibrant space full of hopefulness and optimism.

Others seeking a different look to a new kitchen space might opt for quartz, marble, or other materials that provide a natural beauty and make a statement. No matter what, with people showing off their homes via Zoom or other teleconferencing software, they're anxious to display a space that is anything but dated and mundane.

True functionality and durability

Homeowners reimagining their kitchens and bathrooms want countertops that can handle the mess of everyday life. They're looking for things like:
  • Stain resistance - The natural hardness of granite gives it true resistance to staining.
  • Water-resistance - Granite is known for its ability to resist moisture.
  • Scratch/scuff resistance - Granite is incredibly resistant to scratches and other normal wear and tear. Quartz and marble also provide similar durability and resist chipping and cracking.
  • No-fuss - Everyone wants countertops that are quick to wipe down and easy to clean and maintain.
A turn to hygiene and waste management

Many people considering new countertops in a kitchen or bath do so for the cleanliness and washability of the material. Now more than ever, homeowners want easy-to-clean surfaces and countertops that are durable and will hold up to years of normal use. Others want their designs to incorporate space for separate hand washing stations or have antimicrobial surfaces.

In the kitchen, a separate space for sorting and recycling food waste is becoming more prevalent. Many people want a designated food preparation area that can be the focal point for chopping, peeling, and other cooking duties, while the remainder of the area serves as a multi-purpose space.

If you're thinking about a Kitchen & Bath by Design, you'll want skilled craftsmen to handle the job and experts who focus on the quality of the work they're producing. It will give you that inspired kitchen concept or bathroom oasis you've been dreaming about in a post-pandemic world.

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Laboratory Equipment That's Resistant to Dust Can Improve Experiments


Laboratory Equipment That's Resistant to Dust Can Improve Experiments
photo source


In laboratory settings, it's very important to try to eliminate as many confounding variables as possible. Researchers try to account for these variables by designing their experiments as carefully as possible.

Unexpected Variables

However, small environmental factors can also become confounding variables. Many researchers will try to keep their laboratories and laboratory equipment as clean as possible to make sure that the outcomes of the experiments aren't influenced by something as simple as dust or dirt.

Still, some types of lab equipment are still more difficult to properly clean and sterilize than others. The act of cleaning and sterilizing the equipment might also affect important results if some cleaning residues aren't completely eliminated once the devices have been put into use again.

Cleaner Equipment

Purchasing equipment that is naturally more resistant to dust and other debris can help researchers get around these issues. When they get 2mag equipment and similar types of laboratory equipment, they'll automatically avoid many of the problems that can occur because of lab equipment that is difficult to clean and maintain.

Equipment that is resistant to dust will also be less likely to get contaminated when it is currently in use. Labs are cleaned constantly, but given the way dust is formed, preventing it from getting inside a laboratory at all can be challenging.

The equipment that gets dusty in the meantime might still have a negative effect on experiments, even if the lab equipment was cleaned very recently. Those cleaning processes will only take care of the dust that was already in place, and not the dust that affected the equipment afterwards.

Getting the right equipment initially can have a powerful effect on any experiment. In some cases, researchers just need to make sure that they get equipment that won't get dirty at the wrong time.

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July 12, 2021

Matthew and Aiden's Pajama Store


matthew and aiden's pajama, finance, home, home and living, pajama, LazyOne family pajama

I was lucky to be part of the second batch of coaching sessions given by our company. One of the things I learned from the series of seminars and lectures is about financial lessons.


Many are affected since some of the companies put their operations on hold, and worst declared bankruptcy. I am very grateful that our company, even though hit by the pandemic, continue its operation


This pandemic, the realization that most people got is about their income. The majority will say that having savings is very important especially during emergencies. Others will be having other sources of income and not relying on your monthly salary will be a great idea.


It is like having a barrel of water with only one spout. What if the spout is damaged? How can you get the water from the barrel? By placing several spouts will give you opportunities to get water even one spout is damaged.


This is the reason why Mommy and I enter other opportunities to earn. Blogging, frozen processed meat products, ready-to-wear clothes, and others.


One day Mommy came across LazyOne family pajamas site and this is how Matthew and Aiden's Pajama started. We are buying and selling terno pajamas.

matthew and aiden's pajama, finance, home, home and living, pajama, LazyOne family pajama

We are selling pajamas for all sizes - small to extra large. Look at the three of us. Aiden, Matthew, and I wearing the same terno designs.

matthew and aiden's pajama, finance, home, home and living, pajama, LazyOne family pajama

You can also place your orders at Momaye's Shoppe on Shopee. Aside from family pajamas, there are other items like crochet creations, baby stuff, and many more.


We will be waiting for your orders!


Have a great day and stay safe!

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July 2, 2021

Reason Children Are Experimenting With Drugs

With the arrival of puberty or adolescence, many are the families that end up experiencing a certain distance between their family members. On the one hand, this is normal, since they are ages in which the minors begin to feel that they need more independence that they have their own ideas and tastes, and they want to experiment with making their own decisions.

So far, everything seems normal. The problem comes when the adolescent begins to feel curious about certain substances that can cause serious problems. This might include cannabis, cocaine, alcohol, and synthetic drugs.

The Curiosity
How do you know if your child may be using drugs? Adolescents are experimenters by nature, At this stage of life, the desire and curiosity to try new things are innate. That is why it is important to get ahead of this time through honest education and fluent communication. We have to bear in mind that these psychoactive substances can be consumed at an increasingly young age. However, certain signs can help you find out if your child is experimenting with this dangerous world. Let us look at some of the things you need to pay attention to. 

Know the Truth
You should look your child in the eye. This does not mean that you try to know the truth through their eyes, but that you must pay attention to the physical state of their eyes. Many of the uses of these substances affect these organs, such as redness in the case of marijuana or cannabis use, abnormally dilated pupils, and wide-open eyes with the use of psychotropic drugs such as cocaine, MDMA, ecstasy, etc. You could also notice a lost and glassy look in the case of alcohol consumption.

The Smell
Without a doubt, the smell is key to know if your child uses some of these substances, especially tobacco and alcohol. If your child uses tobacco or joints, the smell will linger on his fingers, hair, and clothing. Probably, if he does not want to be caught, he will have behaviors such as washing his hands a lot or applying cologne out of the ordinary. In the case of alcohol, the smell of their breath is a huge tell-tale.

Changes in Behavior and Hobbies
This is another of the key signs to detect if your child consumes any type of substance. Mood swings are very common in young teenagers, especially irritability, moments of depression, isolation, and aggressiveness. They can show signs by putting aside their daily activities and responsibilities. They might skip class regularly or even put aside the sport they once loved so much to go out at night. It is not decisive, but this attitude can put you on alert.

Negative Friendships
They can get into friendships that can be bad influences. It is key to know your children's environment. Knowing their friends, who they hang out with at their place of study or during their leisure time is important. If these people who accompany them are clearly users of this type of substance, it is likely that your child will end up 'trying' some of them too.

Money Problems
When an adolescent begins to consume these substances, logically this entails an expense outside the normal thing. Be it cannabis or substances like cocaine, they carry an extra cost. They may ask you for more money than they usually ask for. They may find a temporary job and you may not know what they have spent the money on or, in more serious cases, steal money from home.

Conclusion
These are just a few tips on aspects that you should watch out for, especially at risk ages, in which adolescents in their eagerness to try new things and even break the limits, can end up on a path that can be dangerous for their future. Communication and information are key to knowing if your child can be a drug user and avoiding it.

Helpful Links
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